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The Ultimate Guide to Smart Cards

4 Min Read

In this technologically driven world, smart cards have become especially common with over 40 billion in circulation. Not only are they secure, but they’re also convenient, and easy to bring with you while you’re on the go.
While the most common smart cards come in the form of contactless payment cards, they also come in the form of employee ID badges, transit cards etc. Here, we’ll provide you with everything you need to know about smart cards.
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What exactly is a smart card?

A smart card is a physical plastic card that contains an integrated chip. This chip can be a memory chip or a microcontroller with the ability to store data. In addition, smart cards are also resistant to tampering and come with encryption – making them a suitable secure option for everyday use.

What are some of the advantages of a smart card?
Here are some of the advantages of a smart card:

  • Great levels of security
  • Comes with a good amount of memory
  • Reliable
  • Easy to use

What are the different types of smart cards?

different types of smart cardsNow that we know more about what smart cards are, what are the different types of smart cards?

Contact smart cards

These are the most common smart cards out there and are essentially cards that you can insert into a card reader with ease. Some of the more common contact smart cards include ATM cards, SIM cards etc.

Contactless smart cards

For these smart cards, you will not need to have an interface or reader to make a transaction. Instead, these cards use something called NFC technology to establish a wireless connection. What’s great about these cards is that it reduces the risk of any virus or bacterial infection as there’s no physical contact.

Hybrid smart cards

These cards are a combination of contactless and contact smart cards. You can use them as both depending on the situation.

Memory smart cards

These smart cards can store data but they have limited use as they don’t have a whole lot of memory capacity. They’re also not long-lasting and are typically only used once.

Microprocessor smart cards

These smart cards come with a good amount of memory so they can store large amounts of data – thanks to the microprocessor that’s embedded within the card.

Where can you use a smart card?
Here are some places where you’re able to use a smart card:


As credit cards and debit cards are all smart cards, one of the most common places to use them is at the bank. Most of these cards come with a chip and require a pin while others require a signature instead.


While most healthcare services still rely on paper-based collection of data, smart cards have recently been implemented in healthcare to help provide medical professionals with instant access to the patient’s medical history

Getting started with smart cards

If you’re thinking of incorporating smart cards within your business, it’s important to make sure that you’re choosing a smart card that best suits your needs. In addition, you’ll also want to make sure that your smart card is crafted with high-quality material and is both durable and long-lasting.

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