Learning The Basics of Worker’s Compensation After a Workplace Injury

You must be familiar with workers’ compensation if you were hurt at work and are currently trying to figure out how to pay for your medical bills and missed income.

Your disability may be relieved by workers’ compensation, but the application process will not be easy. You must apply to your claim and persuade your employer to serve as your witness. It will be challenging to complete this drawn-out process while injured, so speaking with an expert Workplace injury attorney is the best course of action.

What Does Workers Compensation Mean?

A worker’s compensation claim is a benefit offered to employees who get injured during work. It is insurance under state law that covers the cost of an employee’s illness.

Furthermore, it is provided to provide the expenses of the injury of employees and cover their lost wages during the recovery. It is offered under the consideration of employers and applies to employees who want their medical bills to be covered by insurance.

Eligibility Criteria For Worker’s Compensation

A worker’s compensation claim is offered only to employees, not independent contractors. So, you can apply for the compensation claim if you are an employee by providing these conditions.

  • You were injured during your job.
  • Your injury is the reason for your disability.

The above conditions are necessary to be eligible for a worker’s compensation claim. Furthermore, there are a few other conditions you should keep in mind to stay eligible throughout the process.

For example, pre-existing health conditions related to your injury, late application for a claim, etc. However, you can consult an attorney to determine your chances of getting the claim under these conditions.

How To File For Workers Compensation?

You can file for a worker’s compensation claim with the help of an attorney. Your appeal will be filed within a given timeframe, and then you can appear for your case hearing. During the hearing of your case, you should be present in court along with your employer. Then, you can wait for the decision for a few weeks and review your petition.

In case of denial of your case, you can take your appeal to higher courts like the Supreme Court. But remember, the process and rules of appealing for workers’ compensation will differ in different states; therefore, ask your attorney to guide you throughout the process.

What Type of Injuries Come Under Worker’s Compensation?

Workers’ compensation provides you with benefits for any injury during working hours. It can be both physical or mental injury, including the following.

  • Neck injury
  • Depression & PTSD
  • Leg injury
  • Accident from the company’s vehicle
  • Cardiac diseases
  • Cancer
  • Tuberculosis
  • Severe wounds

What Is The Cost of Worker’s Compensation?

The cost of workers’ compensation varies for different occupations. The employees get compensation based on their payroll and the type of work they do.

For instance, employers will pay more to cover their employees in an occupation where injuries are more likely to happen than employers who ensure the safety of their employees.

Jennifer Clark

Jennifer Clark is a health and wellness enthusiast, dedicated to providing readers with evidence-based information, tips, and resources to help them lead healthier, happier lives.

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